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If you have vision coverage through work, a spouse's plan, or a private insurer, here's something worth checking right now: most vision benefits don't roll over. Whatever you don't use by the end of your plan year is simply gone — no refund, no carryover, no second chance until the next cycle starts. Every year, thousands of Brampton patients let this happen without realizing it. Not because they don't care about their eyes — because nobody told them the clock was running. Wh